Monthly Archives: April 2022
Affordable Upgrades for Your Starter Home
Youve just moved into your starter home"congratulations! But spare cash is limited, and you are eager to show your new home off.Start with a few cosmetic changes, advise the money editors at Bankrate.com, who offer five easy upgrade projects that can h... Read More
5 Features for a Luxurious Master Suite
These five features ensure your master suite leaves nothing to be desired.Dressing RoomEquipped with vanities, islands and full-length mirrors, these rooms are more luxurious than walk-in closets.Sitting AreaA sitting area can make a large bedroom feel... Read More
Credit Union vs. Bank: Know the Difference
Interest rates remain low, though thats no reason to stow your money under your mattress.Hiding your money at home wont earn you any interest, and thats one of the benefits"no matter how small"that banks and credit unions can offer customers. But banks... Read More
Costs of Pool Ownership
A backyard pool can look like a lot of fun when youre house-hunting. Summer days full of swimming and splashing around your pool can be great fun, but sooner or later youre going to have to face the costs that come with a pool.Here are some of the cost... Read More
Is an Adjustable-Rate Mortgage a Good Idea?
If you’re shopping for a mortgage, you need to decide whether to choose one with a fixed or adjustable interest rate. An adjustable-rate mortgage, or ARM, might be a good idea if you’re only planning to stay in your home for a short period of time, but... Read More
For the Self-Employed Buyer: What You Need to Apply for a Mortgage
For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certainly qualify for a mor... Read More
The Ins and Outs of Title Insurance
If youre buying a house with cash only, you may have gotten a lower price for it and you certainly wont have to deal with a bank to get a mortgage loan. Another advantage is that you dont have to buy title insurance to protect your lender.Mortgage lend... Read More
Understanding Private Mortgage Insurance
Hopeful homeowners applying for a loan who aren’t able to put 20% down upfront may be hearing their lender talk about Private Mortgage Insurance, or PMI. A PMI comes into play when a buyer, unable to come up with a 20% down payment, is seen as a risky ... Read More
Pros and Cons of a 15-Year Mortgage
Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. Its a lot... Read More
Roadmap to Financial Freedom: Smaller Spaces and Smart Home Choices
Many individuals are beginning to identify with minimalism, as rising costs in real estate have generated a need for creativityat least when it comes to living space. According to U.S. Bureau of Labor Statistics estimates, it costs 32 cents per month t... Read More
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